Insurance on Bsit
Every babysitting organised through Bsit benefits from an insurance!
A comprehensive insurance for Families & Sitters
Our insurance coverage is designed to provide complete peace of mind, letting you focus on what matters most!
AG Insurance
The insurance is provided by AG Insurance
Automatic
Being subscribed to Bsit gives you automatic access to the insurance. No need to activate anything!
All Sittings insured
All sittings are insured as long as they are created in the app.
Babysitter protection
The Sitter is protected for accidents to, from and at the place of the babysitting.
Family protection
The families are covered for bodily injury and property damage caused by the Babysitter.
No paperwork
Everything is handled for you by the Bsit Support Team.
What's covered by Bsit's insurance?
Here is an overview of what is insured and a breakdown of the insured amounts
The Bsit insurance covers:
the Sitter for any accident to, from and at the place of babysitting
any injury or property damage by the Sitter
The Bsit insurance does not covers:
activities that aren't related to babysitting (e.g. mowing the lawn, cleaning, DIY jobs, etc.
work carried out in the United States of America or Canada without prior declaration on your part and after written acceptance by the insurer
Accident cover for babysitters
Death, sum insured: €25,000.00 per victim
Permanent disability, sum insured: €50,000.00 per victim
Medical expenses, sum insured: €5,000.00 per victim
Legal protection cover
Insolvency of third parties, sum insured: €15,000.00 per claim
Criminal defence and civil recourse, sum insured: €50,000.00 per claim
Advance on compensation, maximum: €20,000.00 per claim
Operating cover
Entrusted property cover: €175.00 per claim
Post-delivery cover: €175.00 per claim
Accident cover for babysitters, medical expenses: €150.00 per insured party and per claim
Warning
In Belgium, if you hire someone to work in your home (even just once a year!) you are legally required to have a “Gens de Maison / Huispersoneel” (Domestic Help) insurance.
This covers, among other things, bodily injuries a babysitter could suffer while in your home, and complements the Bsit insurance by offering higher coverage limits in case of serious accidents.
Please consult your insurance broker for more information.
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